Peace of mind & stability
Life insurance proceeds can help loved ones cover everyday expenses, debts, or final expenses so they can focus on healing, not immediate financial strain.
Licensed independent life insurance agency
Life insurance, explained clearly and tailored to your goals.
United Family Shield™ is a licensed independent agency. We help you protect what matters most by reviewing options from reputable carriers and explaining your choices in plain, straightforward language — at your pace.
United Family Shield™
Independent agency — multiple carriers, one conversation.
What we provide
Protection you can understand and rely on.
Our role is to help you put a shield in place around the people and commitments that matter most. We work with established carriers and outline options in a way that makes your decision feel deliberate — not rushed.
Options aligned with your budget
We review options such as term life, final expense, or other forms of coverage so you can choose a plan that fits both your goals and your monthly budget.
A clearer path forward
We explain what policies are designed to do, what they do not do, and what to expect from underwriting so there are fewer surprises along the way.
About us
Independent life insurance guidance for real families.
United Family Shield™ is an independent life insurance agency. Being independent means we can look at options from more than one insurance company instead of being tied to a single carrier’s lineup.
Our role is to slow the conversation down, outline the trade-offs between options, set expectations for underwriting, and help you decide what aligns with your priorities — not to push you toward a one-size-fits-all policy.
Conversations in plain, straightforward language.
Options framed around your goals and budget.
Clear expectations for next steps and timelines.
Room to pause, ask questions, or change direction.
How we typically work with you
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1
Clarify your starting point.
We talk through your goals, time horizon, existing coverage, and budget.
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2
Outline carrier and policy options.
We review policy types and carriers that may be appropriate for your situation.
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3
Review quotes or illustrations.
Where available, we walk through figures together so you can compare options.
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4
Support your application.
We help you complete the application and respond to carrier requirements.
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5
Review the issued policy.
Once a policy is issued, we review key details so you understand your coverage.
Recommendations are based on the information you share and the products available at the time. You are always free to pause, change direction, or decline coverage.
Our services
A range of life insurance solutions
Depending on your situation and the carriers we work with in your state, we may review one or more of the following types of coverage with you:
Final expense coverage
Smaller benefit amountsDesigned primarily to help with funeral costs, medical bills, or small debts, final expense coverage typically offers smaller benefit amounts with simplified underwriting. It can help reduce financial stress on loved ones during a difficult time.
Term life insurance
Time-limited coverageTerm life provides coverage for a specific period, such as 10, 20, or 30 years. It is often used to help protect income during working years, cover a mortgage, or provide for children while they depend on your support.
Mortgage protection concepts
Home-focusedMany families use term policies to help ensure that, if something happens to the insured during the term, funds are available to help pay down or pay off the mortgage so loved ones can remain in the home.
Permanent coverage options
May last a lifetimeIn some situations, we may discuss permanent life insurance options that can remain in force for life if premiums are paid as required. These options can involve additional features and trade-offs that we will walk through carefully with you.
Availability of specific products and carriers may vary by state and by your individual circumstances. Not all product types are available in all situations.
Connect with our agency
Email · Phone · Mailing address
If you would like to review options, compare an existing policy, or simply ask questions, you can reach out using the contact information below.
- Phone
- (888) 380-8005
- Mailing address
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United Family Shield™
c/o Shop Life Today Inc.
27475 Ferry Rd
Warrenville, IL 60555
Please do not include Social Security numbers, government ID numbers, or medical records in email. If sensitive information is needed for an application, your agent will provide a secure, carrier-approved method.
Please do not include Social Security numbers, government ID numbers, or medical information in this form. If sensitive details are needed for an application, your agent will provide a secure carrier-approved method.